Car Loans

Car Loan

With VitaKredite.

VitaKredite is here to help with simple,
free, 100% online applications, and a
lender-finding service that is ready to
find you a lender, FAST.
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Car Loan

Dreaming of owning a car? The VitaKredite Car Loan aims to ensures that you drive around the city in your own vehicle! Avail a car loan, or opt for a pre-approved car loan, and get the best interest rates. Before applying for a car loan online, make sure to use the car loan calculator to find out your EMI. Apply for an VitaKredite New Car Loan and make your dream of owning a car come true.

Great deals

A car is one of the biggest investments you can make, so getting a great deal is important.

Start with us

Knowing how to finance a car, whether you're leasing it or taking out a loan, can be tricky if you're not sure where to start.

Admission and support

Lastly, we provide the prerequisite of providing proof of funds while admission and support.

Trust & integrity: Our recipe for success

Our aim is to be flexible and listen to our clients needs in order to gain a full understanding of the challenges they face


Solve more workflow problems

You can trust that all loans found through VitaKredite’s lender-finding service are legitimate, reputable and reliable. We only partner with the best that Switzerland has to offer. VitaKredite is not a payday loan service. The purpose of our loan amounts and terms is not to make ends meet between paydays, so you can be sure that we are genuinely here to help. We’re ready to find you a lender that is ready to give you a fair go.

Finding a small loan with VitaKredite is completely free and Switzerland-wide. We strive to be the only personal loan comparison site you’ll need. Our application form should take just minutes to complete and is done 100% online.


Frequently asked questions

01 What is a car loan?

A car loan is a borrowing instrument that a lender such as a bank or NBFC (non-banking financial company) provides an individual allowing him/her to purchase a car. Car loans have gained popularity in recent times as instead of being a luxury item or a symbol of status, cars have grown to become an essential commodity for the continuously growing middle class of Switzerland. With the increased popularity of car loans, most banks and NBFCs currently offer this type of loan to individuals who have a good credit history. One point to keep in mind regarding a car loan is the fact that this loan invests in a depreciating asset i.e. the asset (car) bought using this loan is in fact going to cost less over time.

02 Can I get a loan to purchase a used car?

Yes, car loan is offered for pre-used cars.

03 Do I need collateral for a car loan?

Just as the name suggests, a car loan is a loan granted to an individual interested in buying a car. Therefore a car loan is a secured loan where the car you buy acts as a collateral. Therefore, there is no additional collateral requirement for a car loan.

04 What is the typical tenure of a car loan?

The tenure of a car loan ranges from 1 year to 5 years. The shorter the loan tenure, the higher is the EMI payable and the reverse is true for longer car loan tenures. Currently, a small number of lenders are engaged in providing car loans for longer durations of up to 7 years.

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