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Dreaming of owning a car? The VitaKredite Car Loan aims to ensures that you drive around the city in your own vehicle! Avail a car loan, or opt for a pre-approved car loan, and get the best interest rates. Before applying for a car loan online, make sure to use the car loan calculator to find out your EMI. Apply for an VitaKredite New Car Loan and make your dream of owning a car come true.
Trust & integrity: Our recipe for success
Our aim is to be flexible and listen to our clients needs in order to gain a full understanding of the challenges they face
Solve more workflow problems
Finding a small loan with VitaKredite is completely free and Switzerland-wide. We strive to be the only personal loan comparison site you’ll need. Our application form should take just minutes to complete and is done 100% online.
Frequently asked questions
01 What is a car loan?
A car loan is a borrowing instrument that a lender such as a bank or NBFC (non-banking financial company) provides an individual allowing him/her to purchase a car. Car loans have gained popularity in recent times as instead of being a luxury item or a symbol of status, cars have grown to become an essential commodity for the continuously growing middle class of Switzerland. With the increased popularity of car loans, most banks and NBFCs currently offer this type of loan to individuals who have a good credit history. One point to keep in mind regarding a car loan is the fact that this loan invests in a depreciating asset i.e. the asset (car) bought using this loan is in fact going to cost less over time.
02 Can I get a loan to purchase a used car?
Yes, car loan is offered for pre-used cars.
03 Do I need collateral for a car loan?
Just as the name suggests, a car loan is a loan granted to an individual interested in buying a car. Therefore a car loan is a secured loan where the car you buy acts as a collateral. Therefore, there is no additional collateral requirement for a car loan.
04 What is the typical tenure of a car loan?
The tenure of a car loan ranges from 1 year to 5 years. The shorter the loan tenure, the higher is the EMI payable and the reverse is true for longer car loan tenures. Currently, a small number of lenders are engaged in providing car loans for longer durations of up to 7 years.