How it works.

How it works

With VitaKredite.

We’ll find and compare the best secured personal loans.
VitaKredite is here to help with simple,
free, 100% online applications, and a
lender-finding service that is ready to
find you a lender, FAST.
Outsourced Chief Investment Officer

Submit an application with us

Since the advent of online banking and fin-tech, loans are offered by different types of lenders, including traditional banks and online-only lenders. Choosing the best lender and getting the best loan rates can save you thousands of franc. You don’t need perfect credit score to get a personal loan. Even those with average to bad credit have options, and we’ll explore everything from the best options for people with excellent credit to the best bad credit loans.

Submit an application with us

Our application form takes just minutes to complete and is done 100% online. Just use our personal loan repayment calculator to get started with your application.

Get a list of reputable lenders

We’ll put together a secured personal loan comparison of the lenders that are most suited to your individual circumstances.
This list will be based on the information you provide in your application. We’ll do our best to find lenders that are most suited to your individual circumstances and give you the best personal loan comparison Switzerland has to offer.

Pick one that's right for you

Explore each lender and pick the one that caters to your needs the most.
We’ll show you the main comparison points of each lender including the personal loan interest rates comparison, repayment terms, and relevant fees. Pick the lender whose terms are most suited to your situation. Don’t stress, we’ll be with your every step of the way.

Meet your lender

The lender you choose will do their own assessment and get in touch with you.
Once you have picked the right lender for you, we’ll send off your information and they’ll assess your financial situation to determine your eligibility for a loan. If for some reason it does not work out with the lender you choose, we will go back to the drawing board and refer you to one that fits, just because we care.

A tradition of exceptional service

Trusted by the world’s most innovative businesses — big and small